RBI’s Data Quality Report Analyzed

Key Points

• RBI tracks banks’ data accuracy, timeliness, and completeness.
• Bank data quality improved significantly in September 2025.
• The overall sDQI score rose from 89.9 to 90.7.
• Timeliness of data submissions saw a major boost.
• The timeliness index jumped from 90.5 to 93.5.
• This improvement shows better bank reporting practices.

Report Summary

The Reserve Bank of India (RBI) regularly checks how well banks are reporting information. They use a score called the Supervisory Data Quality Index, or sDQI, to look at things like whether the data is correct, if it’s delivered on time, if it’s complete, and if it all matches up. Essentially, the RBI wants to make sure banks are giving them honest and reliable data to make smart decisions.

In September 2025, the sDQI score for banks went up a little, from 89.9 to 90.7. This means banks are getting better at reporting their information. A key thing to notice was the big improvement in how quickly banks send in their data.

The part of the sDQI that measures timeliness – how quickly banks send in their reports – jumped significantly. It went from 90.5 in June 2025 to 93.5 in September 2025. This suggests banks are becoming more organized with their data reporting and are responding faster to the RBI’s requests.

This improvement is important because accurate and timely data helps the RBI understand how the banking system is doing and make sure everything is running smoothly and safely. It allows them to spot potential problems early on.

Better bank data reporting is critical for a stable and trustworthy financial system.