IIFL Home Finance Sales and Profits Analyzed

IIFL Home Finance had a mixed quarter, with sales increasing but profits decreasing. Sales jumped by 6.61% to reach Rs 957.34 crore during the three months ending December 2025. This is an improvement from the previous quarter, which saw sales at Rs 897.97 crore.

Key Points

• Sales increased 6.61% to Rs 957.34 crore.
• Net profit dropped 14.06% to Rs 177.93 crore.
• Operating profit (OPM) improved to 69.22%.
• Profit before tax (PBDT) decreased by 15%.
• Profit after tax (PBT) reduced by 15% too.
• Net Profit fell 14.06% from previous quarter.

However, the company’s profits fell significantly. Net profit decreased by 14.06% to Rs 177.93 crore compared to Rs 207.05 crore in the previous quarter. This drop shows challenges in managing costs or a shift in market conditions.

Understanding the Numbers

Let’s look at some of the key financial figures. Operating Profit Margin (OPM) rose to 69.22%, which is a positive sign, indicating efficient operations. But the Profit Before Tax (PBDT) also decreased by 15%, reflecting a lower profit before considering interest and taxes.

Finally, the Net Profit (NP) decreased by 14.06% to Rs 177.93 crore. This reflects the combined impact of lower revenue and potentially rising expenses. The figures highlight a need for a focused strategy to bolster profitability.

Ultimately, IIFL Home Finance’s performance demonstrates the importance of balancing sales growth with careful financial management.