HDFC Bank Financial Performance Q2 FY26 Analysis

On: Monday, January 5, 2026 10:48 AM
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HDFC Bank’s Financial Performance Analyzed

HDFC Bank had a really good quarter! Their total savings and loans (called deposits) grew by 12.2% to reach Rs 27,52,400 crore in the third quarter of the year 2025 – that’s a big jump compared to the previous year. This shows they’re attracting more money from customers, which is good for the bank’s future.

Key Points

  • Deposits increased by 12.2% to Rs 27,52,400 crore.
  • CASA deposits grew 9.9% to Rs 8,98,400 crore.
  • Time deposits rose 13.4% to Rs 18,53,900 crore.
  • Advances grew 9.0% to Rs 28,63,900 crore.
  • Overall deposits increased 11.5% to Rs 28,59,500 crore.
  • Net profit rose 10.8% to Rs 18,640 crore.

Branch and ATM Network

HDFC Bank is a huge bank in India, with over 9,545 branches and 21,417 ATMs spread across many cities and towns. They also work with smaller centers called ‘business correspondents’ – around 15,253 of them – to reach even more people. This wide network helps them lend money and manage accounts for a lot of people.

Financial Results – Q2 FY26

The bank’s financial results were strong. They made 10.3% more revenue (Rs 45,900 crore) and their profit increased by 10.8% to Rs 18,640 crore. Investors reacted by the share price decreasing slightly.

Strong deposit growth and increased profitability demonstrate HDFC Bank’s robust financial health.