Bank of India Share Price Analyzed

Key Points

• BOI shares surged 7% to an 8-year high due to strong Q3FY26 results.
• Net profit rose 7.47% year-over-year, driven by increased income.
• Asset quality improved with lower bad loans.
• Loan growth was strong, especially in retail and MSME segments.
• Profitability improved, with better interest margins.
• Analysts are optimistic, predicting further price increases.

Bank of India’s (BOI) share price jumped significantly on Thursday, hitting an eight-year high of ₹168.25. This increase represents a 7% rise in the BSE (Bombay Stock Exchange) during the trading day, fueled by positive news about the bank’s performance. This marks a notable shift in investor sentiment towards the public sector bank.

Over the past four months, the stock price has increased by a remarkable 40%. Currently, it’s at its highest level since January 2018, reaching a previous peak of ₹588 in 2010. This rapid growth demonstrates growing confidence in BOI’s future.

At 10:18 AM, BOI’s stock was trading 5% higher at ₹165, which is higher than the overall rise of the BSE Sensex (0.77%). A lot more shares changed hands – about 21.18 million – compared to the usual trading volume, showing a strong interest in the stock.

What caused this jump? BOI reported that its financial results for the period ending December 2025 (Q3FY26) were good. They’ve been growing their business, their profits are increasing, and they’re managing their money better. This means the bank is doing well and investors are happy about it.

Specifically, BOI’s profit increased by 7.47% compared to the previous year. They made ₹2,705 crore, which is more than the ₹2,517 crore they made the year before. This growth came from a rise in income that isn’t related to loans, and they are managing their loans better.

The bank also improved how much money they made from loans (called “Net Interest Income”), which went up by 6.43%. They increased the amount of money they borrowed and made more profit from it. Their profits also went up by 5.9% compared to the last quarter.

Another important thing is that the bank’s loans are getting better. The amount of money that the bank has lent out (NPAs) has decreased, which is a good sign. They’re doing a better job of collecting the money they lent out.

BOI also increased their lending to businesses and individuals. They gave out ₹7.4 trillion in loans, and they took in ₹8.87 trillion in deposits. This is good because it shows the bank is growing and people are trusting it with their money.

Brokerages are also positive about BOI. One analyst predicts the stock could rise even further, while another sees it as a good investment. They believe the bank’s growth will continue in the coming months.

It’s crucial to understand the bank’s strategy and how it plans to continue growing its business.