Atal Pension Yojana: Enrollment Numbers Analyzed

As of October 31st, 2025, the Atal Pension Yojana (APY) has attracted over 83.4 million people across India. This impressive growth shows many people are choosing this savings plan. Women make up almost half of all APY subscribers – a significant number, with 40.4 million women enrolled.

Key Points

• 83.4 million people subscribed to APY by October 2025.
• Women represent 48% of all APY subscribers, 40.4 million.
• APY launched in 2015 offers secure retirement savings for all.
• Scheme targets workers in the informal sector, age 18-40.
• Subscribers get pension starting at 60 years of age.
• Disbursement of pension benefits will begin from 2035 onwards.

About the Scheme

The Atal Pension Yojana was created in May 2015. Its goal is to create a simple way for everyone in India to save for retirement. It’s especially helpful for people who don’t have regular jobs, also known as the ‘unorganized sector’.

Who Can Join?

You can sign up if you’re between 18 and 40 years old. You need a savings bank account or a post-office account to use the scheme. It’s a great way to start thinking about your future finances now.

How it Works

When you turn 60, you’ll start receiving regular pension payments. These payments will continue as long as you remain a subscriber. The scheme is designed to provide financial security in retirement, offering a dependable income stream.

Investing in APY now ensures a financially secure retirement future.