CreditAccess Grameen Sales & Profits Analysis – Q4 2025

On: Wednesday, January 21, 2026 9:39 AM
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CreditAccess Grameen’s Sales and Profits Analyzed

CreditAccess Grameen, a big lender in India, had a really good quarter. Their sales went up by 7.97% – that’s a jump from Rs 1380.38 crore to Rs 1490.41 crore. This is a significant improvement, showing growing demand for their loans.

Key Points

  • Sales increased sharply, rising 7.97% to Rs 1490.41 crore.
  • Net profit soared to Rs 252.09 crore, reversing previous losses.
  • Profit Margin (OPM) improved dramatically to 54.53% from 26.07%.
  • Profit Before Tax (PBDT) grew substantially to Rs 337.92 crore.
  • Net Profit (NP) jumped to Rs 252.09 crore, a strong recovery.
  • The company’s financial health has dramatically improved significantly.

Financial Performance Breakdown

Let’s look at the numbers closely. During the quarter ending December 2025, CreditAccess Grameen made a profit of Rs 252.09 crore. This is a huge change because they were losing money – a net loss of Rs 99.52 crore – in the previous quarter (ending December 2024).

Their sales also increased by 7.97%, bringing in Rs 1490.41 crore in revenue. This is up from Rs 1380.38 crore the quarter before.

The operating profit margin (OPM) dramatically improved to 54.53%, indicating better management of costs. Previously, it was only 26.07%.

The profit before tax (PBDT) reached Rs 337.92 crore – a significant jump. And finally, the net profit (NP) reached Rs 252.09 crore, moving back from a previous loss of Rs 99.52 crore.

This turnaround demonstrates strategic improvements and increasing demand for CreditAccess Grameen’s services.